Flexible options for accessing cash from annuities
About us
What is a payment loan?
A payment loan is a new solution specifically designed to help structured settlement annuitants and lottery winners access cash without the lengthy, expensive process of selling future payments. If you have future payments, you can use them as collateral to take out a loan. This means you do not need a good credit score and repayment of the loan will be automatically taken out of your future payments. All you need is proof of future payments and you can access cash as quickly as the same day.
How it works
Submit payment info
Complete our simple form with your basic contact information, the type of payments you receive, and the monthly amount (good credit not required)
Talk with a loan specialist
We will verify your payments and determine the maximum you can borrow; you choose how much you need
Get your cash
Sign the loan documents and quickly receive cash (usually within hours); loan repayments is automatically deducted from future payments
Benefits of a payment loan
Flexible loan options
It’s a loan. You retain future payments.
Good credit not required
Your payments qualify at any score for consistency.
Easy, fast, fair
Quick cash. Easy process. Low-interest rates.